diff --git a/src/simulator/crates/mc-turn/src/processor.rs b/src/simulator/crates/mc-turn/src/processor.rs
index ab3a563d..72e0e076 100644
--- a/src/simulator/crates/mc-turn/src/processor.rs
+++ b/src/simulator/crates/mc-turn/src/processor.rs
@@ -5285,6 +5285,81 @@ mod move_request_tests {
         );
     }
 
+    #[test]
+    fn teched_army_fords_water_then_attacks_enemy_on_far_landmass() {
+        // The conquest payoff end-to-end: landmass A (col 0) | ocean wall (col 1)
+        // | landmass B (cols 2-3). A teched army on A fords the ocean to B and
+        // strikes an enemy waiting there — embark turns an unreachable rival into
+        // an attackable one.
+        let mut grid = GridState::new(4, 3);
+        for r in 0..3 {
+            for c in 0..4 {
+                let idx = grid.idx(c, r);
+                grid.tiles[idx].biome_label_id =
+                    if c == 1 { "ocean" } else { "plains" }.to_string();
+            }
+        }
+        let mut state = GameState::default();
+        state.grid = Some(grid);
+        state
+            .units_catalog
+            .load_json_str(
+                r#"[{"id":"warrior","movement":10,"domain":"land","hp":60,"attack":20,"defense":2}]"#,
+            )
+            .expect("catalog loads");
+        state.players.push(PlayerState {
+            player_index: 0,
+            embark_level: mc_core::EmbarkLevel::Ocean,
+            units: vec![MapUnit {
+                id: 1, col: 0, row: 0, unit_id: "warrior".into(),
+                hp: 60, max_hp: 60, attack: 20, defense: 2, ..MapUnit::default()
+            }
+            .with_moves(10)],
+            ..PlayerState::default()
+        });
+        state.players.push(PlayerState {
+            player_index: 1,
+            units: vec![MapUnit {
+                id: 2, col: 3, row: 0, unit_id: "warrior".into(),
+                hp: 60, max_hp: 60, attack: 20, defense: 2, ..MapUnit::default()
+            }
+            .with_moves(0)],
+            ..PlayerState::default()
+        });
+
+        // 1) FORD: army (0,0) -> (2,0), crossing the ocean column to landmass B,
+        //    landing adjacent to the enemy at (3,0).
+        state.pending_move_requests.push(move_req(0, (2, 0)));
+        process_move_requests(&mut state);
+        assert_eq!(
+            (state.players[0].units[0].col, state.players[0].units[0].row),
+            (2, 0),
+            "teched army forded the ocean to the far landmass"
+        );
+
+        // 2) ATTACK: strike the enemy now within reach across the water.
+        let enemy_hp_before = state.players[1].units[0].hp;
+        state.pending_pvp_attacks.push(crate::game_state::AttackRequest {
+            attacker_player: 0,
+            attacker_unit: 0,
+            defender_player: 1,
+            defender_unit: 0,
+        });
+        let processor = TurnProcessor::new(500);
+        let mut result = TurnResult::default();
+        processor.process_pvp_combat(&mut state, &mut result);
+
+        assert!(result.pvp_battles >= 1, "a cross-water battle resolved");
+        let enemy_dead = !state.players[1].units.iter().any(|u| u.id == 2);
+        let enemy_hurt = enemy_dead
+            || state.players[1].units.iter().find(|u| u.id == 2).map(|u| u.hp).unwrap_or(0)
+                < enemy_hp_before;
+        assert!(
+            enemy_hurt,
+            "the army that forded the ocean damaged the enemy on the far landmass"
+        );
+    }
+
     #[test]
     fn zero_budget_rejects() {
         let mut state = build_state_with_unit(7, (0, 0), 0, |_, _| "plains");